A Short History of My Non-Frugal Choices


Twice a week, I step up on my virtual soap box here at The New York Budget and talk about money, life, and NYC. Often times, I will talk about frugality and dole out instructions…

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Companies Cheat

Ask The Readers: When A Company Cheats You


Most of us have had it happen.  More often than not, it’s a cable company, Internet company or cell phone company. There is something wrong with your bill, an erroneous charge of some sort. What…

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Lifestyle Deflation: Strive For Financial Discomfort


Huh? Aren’t we trying to achieve the exact opposite? Aren’t we trying to be good with our money so that it isn’t the cause of stress in our life? So that we we can thrive…

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Spend Less on Basic Needs

How to Spend Less without Giving Up Your Entertainment Fund


The New York Budget is all about spending less while still living well. I don’t cut out the things that truly make me happy and I spend money – I just spend on my priorities….

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Never Own A Car: The NYC Competitive Advantage


Living in NYC can be expensive if you let it. Food can be expensive. Housing can be expensive. Entertainment can be expensive. So, as people in the city, it’s even more important that we are…

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Financial Role Model

My First Financial Role Model


From the day I started this blog, I wanted it to not only be a series of posts about personal finance and money philosophy. I wanted each post to be a part of a greater…

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The Many Definitions of Saving


When we talk about saving money, what do we mean? I hear the word “saving” thrown around plenty, especially as a blogger who talks about it frequently. But I have found when people say that…

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Frugality As a Habit


One of my new favorite blogs is Impersonal Finance (and not only because he calls himself Mr. Roboto or because his wife and I share a love for the ukulele). I was reading one of his…

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It’s Ok to Spend Money, But Know Your Priorities


The other day, I opened up an email from a friend who knows about and reads my blog. He lives in the Chicago area and wanted to discuss meeting up by taking a vacation together…

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The Groupon Trap


Groupon is great, right? It’s right up Mr. NYBudget’s alley. It saves you money while you experience things in the city. What a great deal! Nope. When Groupon, LivingSocial, and Scoutmob  first arrived on the…

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