Why Are You Saving?


We can talk about all the tips and tricks for saving money in the world, but if you don’t know why you are saving, you won’t stay motivated. Sure, you may do the easy stuff…

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Give Yourself a Raise

Give Yourself A Raise


About a week ago, my boss came to me to chat. The first thing she said was, “don’t worry, it’s a good thing. It’s about your annual salary increase”. Sweet! I am always thrilled with…

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Spend Less on Basic Needs

How to Spend Less without Giving Up Your Entertainment Fund


The New York Budget is all about spending less while still living well. I don’t cut out the things that truly make me happy and I spend money – I just spend on my priorities….

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Lending Club

Dabbling in Peer-to-Peer Lending with Lending Club


When it comes to my investment strategy, I have always been conservative and have always had a one-track mind. Vanguard index funds were all that I needed. The simplicity, the results, and the low expenses…

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New Website Design and How Much It Cost Me


Welcome to the new TheNewYorkBudget.com, launched last week! As you can see, it’s a brand new design. I installed a new theme and changed the layout of the home page completely, adding fancy shmancy widgets…

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Giving Back

Giving Back to Readers with Kiind.me


I spent money on something non-essential yesterday. To be fair, I spend money on TONS of non-essential items and services. I am always trying to cut down on the items and services that don’t actually…

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Financial Role Model

My First Financial Role Model


From the day I started this blog, I wanted it to not only be a series of posts about personal finance and money philosophy. I wanted each post to be a part of a greater…

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The Many Definitions of Saving


When we talk about saving money, what do we mean? I hear the word “saving” thrown around plenty, especially as a blogger who talks about it frequently. But I have found when people say that…

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If You Can’t Give Money, Give Time


Update: We finished our park volunteering effort! It was great! Read all about it. I have talked about different ways of being frugal while still giving back. I love stretching my pro-social dollars by lending…

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My Bucket List


As a break from the regular Friday posts, I wanted to share my bucket list with you. Some would call this a life goal list or an “impossible list“. Either way, these are goals that…

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