Personal Finance of the Future

How to Be Frugal in the Year 2025


Exciting news! WordPress just came out with a new feature: Time Writing©®™. That’s right, this is Mr. NYBudget and I am posting this from the year 2025! I wanted to check in and see how…

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Superhero Origin Story

Financial Superhero Origin Story


The following blog post is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment….

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No-Fee NYC Apartment Guide

The No-Fee NYC Apartment Rental Guide


Back in September of last year, I moved. I was committed to reducing my rent and putting in the legwork up front so that I could save money down the road. I ended up paying $875…

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Excuses

10 Excuses For Not Taking Care of Your Finances (And Why You Need to Get Over Them)


You don’t make excuses. Your the type of person that reads personal finance blogs. You get it. You understand your priorities and the value of your financial habits. However, you also probably know people that aren’t…

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Are Ads Worse Now?

Are Ads Getting Even Worse?


I don’t watch a ton of commercials. Lately, I have been trying to limit my TV watching overall and I have been living for a while without cable. So, maybe my perspective is warped. Maybe…

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Reader Case Study

Guest Post: Living in NYC Case Study


I have been yapping on this blog for over a year now. So when Stephen, a reader and relatively recent NYC transplant contacted me to say he enjoyed reading the site, I had an idea….

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Money Guide

The Money Guide (2014 in Review)


When I started this blog, I had a good idea of what I wanted to build. I wanted to create an archive of content that, when put all together, created a plan to live well…

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Rent a Car for Cheap in NYC

Rent a Car for Dirt Cheap in NYC


I’ve said it before and I’ll say it again. Living in NYC and not having to own a car is a DREAM! I have no time for bringing my car into the shop, paying crazy…

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7 DIY Gifts that Don’t Suck


You all know that I am a fan of experiential gifts. However, I didn’t want to leave people who are into physical gifts hanging this holiday season. When you think about a DIY gift, you…

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Pre-Programmed Priorities

Our Priorities Have Been Pre-Programmed


Here at The New York Budget, I talk a lot about priorities. The best way to avoid wasteful spending, is to first decide WHAT wasteful spending means to you. If you value something, then that…

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