Personal Finance of the Future

How to Be Frugal in the Year 2025


Exciting news! WordPress just came out with a new feature: Time Writing©®™. That’s right, this is Mr. NYBudget and I am posting this from the year 2025! I wanted to check in and see how…

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Things to Do in NYC in the Summer

Things to Do This Summer in NYC


It’s finally here: summer! I love summer in New York. Yes, it can get hot and muggy and yes, I tend to overheat more than the average person, but it beats the freezing cold and…

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Superhero Origin Story

Financial Superhero Origin Story


The following blog post is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment….

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No-Fee NYC Apartment Guide

The No-Fee NYC Apartment Rental Guide


Back in September of last year, I moved. I was committed to reducing my rent and putting in the legwork up front so that I could save money down the road. I ended up paying $875…

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Reader Case Study

Guest Post: Living in NYC Case Study


I have been yapping on this blog for over a year now. So when Stephen, a reader and relatively recent NYC transplant contacted me to say he enjoyed reading the site, I had an idea….

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Rent a Car for Cheap in NYC

Rent a Car for Dirt Cheap in NYC


I’ve said it before and I’ll say it again. Living in NYC and not having to own a car is a DREAM! I have no time for bringing my car into the shop, paying crazy…

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Lucky

I Am Extremely Lucky


Every year, as we approach Thanksgiving, I try to do the typical mind exercise. I try to figure out what I am thankful for and practice humility a bit. This year, in particular, I am struck…

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A Short History of My Non-Frugal Choices


Twice a week, I step up on my virtual soap box here at The New York Budget and talk about money, life, and NYC. Often times, I will talk about frugality and dole out instructions…

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NYC's Low Cost of Living

NYC’s Low Cost of Living


New York City is SOOO expensive! I hear that constantly. Even other finance bloggers from other cities will approach me and ask “wow, how do you save money in a city like NYC?” Some of…

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NYC Rent Hack

Hacking NYC Rent


I’ve been waiting to write this post for a while. I have been looking for a new apartment recently and I finally just signed the lease! Naturally, I am extremely excited, as I love to…

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