About Me

    Hey, my name is Dave aka Mr. NYBudget.

    I started this blog after reading a comment on a forum. Someone posted that “unless you want to be stuck eating Ramen every day, you need to make at least $80k per year to live in New York City”.

    I was stunned. For the past 6 years, I have lived extraordinarily well in NYC, getting the best out of one of the best cities in the world. I have never felt as though I was sacrificing happiness and I have been living off of closer to $25k per year (while investing and saving the rest of my income).

    As I have progressed in my career, my salary has increased, so I have been able to invest the difference and have never been happier.

    With this blog, I want to share the ways I have cut expenses that don’t affect your happiness and priorities as well as show ways to spend, invest, and explore this great city to maximize your experience here!

    For those of you in other parts of the world, I like to think the vast majority of my posts are relevant regardless of your location.

    So poke around. Have fun. And most of all, contact me with any questions you may have!

    Be sure to never miss a post by signing up to receive them by email:


    Special thanks to our sponsor, Joby who helped with the video production!

    10 thoughts on “About Me

    1. NZ Muse January 15, 2014 at 10:02 pm

      I can definitely say that aside from housing, NYC is really affordable. There is so much free and cheap food and entertainment!

    2. Mr NYBudget January 15, 2014 at 10:23 pm

      That’s true! There are also some ways to save on housing as well, which I plan on going over at some point. Thanks for stopping by!
      Mr NYBudget recently posted: Anatomy of a Chore: How to Motivate YourselfMy Profile

    3. Refinerr January 19, 2014 at 7:29 pm

      I think this is a great idea! I’ll be interested too see if we come up with any similar ideas. I’m in a high cost of living area myself (who wants to own a home anyways?!) on the West Coast but you never know!

    4. Elle July 23, 2014 at 9:47 am

      So happy to discover your site Dave! I was checking out everyone who signed up for the GoBankingRates’ Summer Savings Challenge and loved your rap video. My brother is ialso n NYC so next time we’re on the phone I’ll tell him.

      • Mr NYBudget July 23, 2014 at 7:05 pm

        Thanks Elle! It was a lot of fun making that video – and yeah, if you ever visit your brother, let me know – we have meetups here from time to time!

    5. Doug October 20, 2014 at 8:03 am

      I love the site Dave. I will feature it on an upcoming post on my site as the personal finance blog of the week! Any thoughts of a podcast in the future?
      Doug recently posted: How Much House Can You Afford?My Profile

      • Mr NYBudget October 20, 2014 at 8:14 am

        Thanks Doug! No podcast in the immediate future, but I have definitely been kicking around the idea!

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