Music Video Still

My One-Minute Frugal Rap Video

I’ve mentioned before that many personal finance bloggers often fall into one of two camps. Some tell you it’s crucial to spend less money. Some scoff at frugality and are all about finding ways to make more money. Personally, I feel that both are important. I think you should start by making frugality a habit and find ways to spend less, then move on to finding ways to earn more money.

So, a couple weeks ago, I found out about a video contest hosted by It asked personal finance bloggers to give their best money saving tip in a one-minute video. I realize this is about saving money, but I wanted to capture both sides of the coin, saving more and earning more, all summed up in one of the most famous phrases in personal finance: Spend Less Than You Earn.

I wanted to do something that MIGHT be considered a little entertaining, so, one evening after work, I wrote and recorded a 1-minute rap song. Later in the week, on Friday specifically (I have Summer Fridays at my job – in the Summer, I get out of work at 1pm), I shot and edited a music video for the song and submitted it.

I had a ton of fun with the project and of course, it’s pretty corny. But hey, I’m already putting myself out there by writing a blog. I suppose it’s time for you readers to see just how silly I am.

Votes for the contest are based on YouTube views, so please feel free to share with your friends and on social media! Without further ado, here is Spend Less Than You Earn.

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9 thoughts on “My One-Minute Frugal Rap Video

  1. Stefanie @ The Broke and Beautiful Life July 28, 2014 at 9:28 am

    Nice work Dave! This is my favorite video that I’ve seen for the contest so far. Sweet editing 🙂
    Stefanie @ The Broke and Beautiful Life recently posted: Couponing Like A New YorkerMy Profile

    • Mr NYBudget July 28, 2014 at 9:09 pm

      Thanks Stef! Lotta fun to make!

  2. jlcollinsnh July 28, 2014 at 1:20 pm


    Well done. Well said. Well played. Yo.
    jlcollinsnh recently posted: Stocks — Part XXIV: RMDs, the ugly surprise at the end of the tax-deferred rainbowMy Profile

  3. J. Money July 28, 2014 at 3:43 pm

    Haha… MUCH better than my rap, well done 🙂
    J. Money recently posted: Six Rules on Becoming a MillionaireMy Profile

    • Mr NYBudget July 28, 2014 at 9:10 pm

      Haha – yours was hilarious! Don’t sell yourself short.

  4. Kristin @ Brokepedia July 28, 2014 at 4:50 pm

    UGHN. (gangsta grunt)
    Haha awesome tips; awesome video, Dave!
    Kristin @ Brokepedia recently posted: My One Minute Money Saving Tip: Bill Haggle DayMy Profile

    • Mr NYBudget July 28, 2014 at 9:10 pm

      Thanks Kristin – represent!

  5. Even Steven August 6, 2014 at 10:09 am

    Glad you had the fun with the video, I was definitely smiling watching it.
    Even Steven recently posted: The Great Coffee Debate and Little WinsMy Profile

    • Mr NYBudget August 10, 2014 at 5:08 pm

      Thanks! Just hoping to amuse a few people, so it looks like it worked!

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