How to Be Frugal in the Year 2025

Exciting news! WordPress just came out with a new feature: Time Writing©®™. That’s right, this is Mr. NYBudget and I am posting this from the year 2025! I wanted to check in and see

Things to Do This Summer in NYC

It’s finally here: summer! I love summer in New York. Yes, it can get hot and muggy and yes, I tend to overheat more than the average person, but it beats the freezing cold

Financial Superhero Origin Story

The following blog post is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial

Quick Friday Features: Side Hustles

It’s a beautiful Friday here in NYC and I am out early due to my day job’s Summer Friday policy (post coming on the ways I plan to take advantage of Summer Fridays). I’ll

The No-Fee NYC Apartment Rental Guide

Back in September of last year, I moved. I was committed to reducing my rent and putting in the legwork up front so that I could save money down the road. I ended up paying

Cheap Eats: Banh Mi – Vietnamese Sandwich

“Cheap Eats” is my post-series on cheap restaurants and prepared food options in New York. I recommend cooking your own food most of the time, but every once in a while it is nice to indulge

Empowerment for You, Compassion for Others

It’s time to take control. It’s time to reject your limiting beliefs. It’s time to stop using the state of the economy, the situation you were born into, rotten luck, and a whole host

Getting Out of the Stock Market Too Early

As I get older, I start thinking about my own mortality. I start considering my retirement. As I have mentioned on this blog before, I plan on retiring early. However, EVERYONE needs to plan

Side Hustle #3 – My Band

This is the third post in my side hustle series, dedicated to revealing my side hustles and shedding some light on them! This post originally published on, but I am posting a blurb and

Top 10 NYC Cheap Eats

For the full list of cheap eats I have reviewed, go to the Cheap Eats List! Over the last few years, my Cheap Eats series has grown in both size and popularity. However, to